Episode 292: Travel More, Spend Less: Credit Card Points 101 with Dr. Courtney

Dr. Latifat is the author of the Amazon bestselling books Done With Broke: The Woman Physician’s Guide to More Money and Less Hustle and The Power to Choose: The Woman Physician’s Guide to Financial Liberation and Life on Your Terms. She is also the founder of MoneyFitMD, a financial empowerment platform designed to help women physicians achieve financial independence without sacrificing their well-being.

In this episode, she is joined by Dr. Courtney Downes, a credit card points expert who breaks down how these points can be used to fund travel dreams without draining your wallet. It’s an eye-opening conversation about practical tips, mindset shifts, and how to make your everyday spending work for you.

Key Takeaways:

1. Credit card points can fund your travel.
2. Strategy beats quantity.
3. Your dream life is doable.

Timestamps:
00:00 Welcome to MoneyFitMD
00:45 Feeling overwhelmed by credit card points?
03:15 Meet Courtney: points are her love language
07:40 How to start using credit cards for travel rewards
13:10 Why mindset matters more than the math
16:30 Top tips for first-time points users
21:05 Mistakes to avoid when collecting points
26:55 Final motivation: living your dream life today

Connect with Dr. Latifat:
☎️ Book A Call: https://www.moneyfitmd.com/call
💡 Instagram: @moneyfitmd
🔗 Li

You’re making six or even seven figures—and still asking, “Where did all my money go?” The problem isn’t your income—it’s that you haven’t learned how to have money left.

The Money Left Over program gives women physicians the tools to uncover 4–5 figures in extra monthly cash and finally let your money start working for you.

👉 Go to moneyfitmd.com/moneyleftover now and find out how.

You’re earning more than ever—but somehow, there’s still nothing left at the end of the month. The problem isn’t your income—it’s your money habits. The Money Left Over program helps women physicians uncover thousands in hidden cash flow and start keeping more of what they earn.

👉 Visit moneyfitmd.com/moneyleftover to learn how.

You’re making six or even seven figures—and still asking, “Where did all my money go?” The Money Left Over program gives women physicians the tools to uncover 4–5 figures in extra monthly cash and finally let your money start working for you.

👉 Click here to find out how.

Connect with Dr. Latifat:
💡 Instagram
👥 Facebook Group
🔗 LinkedIn
📩 Email
☎️ Book a Complimentary Call
💸 Youtube

Free Resources for Women Physicians
🧳 Sabbatical Guide (Free Download)
🧠 Financial Starter Guide
💸 Money School for Women Physicians
🧬 Financial Personality Quiz

Books & Programs
🔑 The Power to Choose by Dr. Latifat
📘 Done with Broke (Amazon)