Episode 304: Anxious About Retirement? Here Are Some Things You Should Consider

Dr. Latifat is the author of the Amazon bestselling books Done With Broke: The Woman Physician’s Guide to More Money and Less Hustle and The Power to Choose: The Woman Physician’s Guide to Financial Liberation and Life on Your Terms. She is also the founder of MoneyFitMD, a financial empowerment platform designed to help women physicians achieve financial independence without sacrificing their well-being.

In this episode, she addresses one of the most common and emotional concerns among women physicians: the fear of not having enough money to retire. She shares why shame is often tied to this fear, the truth about financial freedom at any age, and actionable ways to approach retirement planning with confidence.

Key Takeaways:

1. Retirement fear often comes from shame, not numbers.
2. Wealth is built through intentionality, not perfection.
3. It’s never too late to create financial freedom.
   
   
   

Timestamps:
00:35 Fear of not having enough for retirement
02:10 Why shame makes retirement planning harder
04:22 Common worries from women in their 50s and 60s
06:15 Breaking the cycle of financial guilt
08:42 The truth about money and time freedom
10:18 How to assess your current financial reality
12:05 Creating intentional habits that build wealth
14:33 Why retirement is more than just numbers
16:10 Steps to start shifting your money mindset
18:27 Encourage

You’re making six or even seven figures—and still asking, “Where did all my money go?” The problem isn’t your income—it’s that you haven’t learned how to have money left.

The Money Left Over program gives women physicians the tools to uncover 4–5 figures in extra monthly cash and finally let your money start working for you.

👉 Go to moneyfitmd.com/moneyleftover now and find out how.

You’re earning more than ever—but somehow, there’s still nothing left at the end of the month. The problem isn’t your income—it’s your money habits. The Money Left Over program helps women physicians uncover thousands in hidden cash flow and start keeping more of what they earn.

👉 Visit moneyfitmd.com/moneyleftover to learn how.

You’re making six or even seven figures—and still asking, “Where did all my money go?” The Money Left Over program gives women physicians the tools to uncover 4–5 figures in extra monthly cash and finally let your money start working for you.

👉 Click here to find out how.

Connect with Dr. Latifat:
💡 Instagram
👥 Facebook Group
🔗 LinkedIn
📩 Email
☎️ Book a Complimentary Call
💸 Youtube

Free Resources for Women Physicians
🧳 Sabbatical Guide (Free Download)
🧠 Financial Starter Guide
💸 Money School for Women Physicians
🧬 Financial Personality Quiz

Books & Programs
🔑 The Power to Choose by Dr. Latifat
📘 Done with Broke (Amazon)